Insurance for Livestock Farms in Texas

Insurance for Livestock Farms in Texas

Taking care of livestock is a lucrative business, but it’s also unpredictable and risky. That’s why it’s smart to protect your animals with proper insurance. However, your sheep, ducks, or cows aren’t the only things you should defend against unforeseen circumstances. Your farming equipment, workers, and the buildings you own can benefit from having the right insurance policies in place.

If you’re looking for a company that can create a comprehensive insurance plan for your livestock farm, don’t hesitate to contact Quote Texas.

Get the Best Coverage for Your Farm at Quote Texas

Quote Texas is your trustworthy insurance company in Texas. We provide customized insurance plans and policies to all types of industries, so we’re very familiar with the needs of your livestock farm. As such, aside from animal insurance coverage, we recommend that you also get the following insurance policies:

Commercial General Liability Insurance

No commercial insurance plan is complete without commercial general liability insurance.  This insurance policy is created to give you the monetary means to cover the financial burdens of the following liabilities:

  • Bodily injuries and deaths
  • Damage to other people’s properties
  • Advertising and personal injuries like slander and libel

Commercial Property Insurance

The buildings on your farm have specific functions, so it’s important that they’re well-built and remain in good condition. Unfortunately, natural disasters can happen without a moment’s notice and can inflict severe property damage. For this reason, it’s crucial to have commercial property insurance in place.

This type of insurance policy is designed to cover the cost of the following should your property get damaged or lost in the disaster:

  • Landscaping
  • Work equipment
  • Inventory of goods
  • Furniture and fixtures
  • Buildings and structures
  • Other people’s properties

Commercial Auto Insurance

Even if you’ve been transporting livestock to your clients for many years, you can’t eliminate the risks involved. It isn’t always safe driving and even if you have the most careful drivers, they can still get in an accident. For this reason, having commercial auto insurance is necessary to cover the cost of the following damages, whether you caused the wreck or not:

  • Collision damage
  • Non-collision damage (e.g. theft, vandalism, fire damage, etc.)
  • Liabilities resulting from death or bodily injury
  • Liabilities resulting from damage to another person’s property
  • Personal injuries to the insured
  • Medical payments of the insured
  • Property damage or injury caused by the uninsured or hit-and-run motorists

Workers Compensation Insurance

Your workers are also responsible for keeping your business afloat, so it’s in your best interest to provide benefits as a token of appreciation for their hard work.

Although workers compensation insurance isn’t a requirement for private employers, it’s smart to add it to your plan because it provides your employees and their families with the following benefits:

  • Death benefits
  • Burial benefits
  • Income benefits
  • Medical benefits
  • Vocational rehabilitation benefits

Contact Us For Insurance for Livestock Farms in Houston, Dallas-Fort Worth, San Antonio, & Austin

If you want us to create a custom insurance plan for your livestock farm, give us a call at 844-402-4464. Our friendly staff will gladly give you more information about any of our insurance policies and answer any of your questions. Contact us today to learn more!