commercial insurance

Commercial Insurance in Garland

At Quote Texas Insurance, we specialize in helping businesses of all sizes find the perfect insurance solutions with maximum coverage. Our experts will compare 65+ different insurance providers and choose the best insurance with maximum coverage.

It covers a wide range of risks including legal claims, property damage, injuries to employees, and professional liability for businesses in Garland and across Texas. Your most important coverages are general liability, commercial property damage, workers' compensation, and professional liability.

Quote Texas addresses all documentation and paperwork. Our licensed professionals know how to assist any business with its commercial insurance needs. We'll work efficiently and alleviate your stress. Call or contact us online for your commercial insurance concerns today.

844-402-4464

General Liability Insurance in Garland

General liability insurance is particularly vital for businesses that interact frequently with clients, customers, and the general public. With Quote Texas Insurance, we help you identify liability coverage that protects your Garland business from a wide range of potential risks that could otherwise lead to significant financial losses. This type of insurance covers third-party claims.

collage of body injury and legal defense

What General Liability Covers

Quote Texas Insurance brokers secure general liability insurance that provides protection from a wide range of risks. Here's a breakdown of what it typically covers:

  • Bodily injuries: General liability coverage can cover the costs if a third party or customer is injured in your business.
  • Property damage: This covers damages to another's property caused by your business.
  • Personal injury: Includes protection from claims of libel and slander as well as copyright infringement.
  • Legal expenses: Even if the claim made against your company is unfounded, legal costs are still substantial. These costs are covered by general liability insurance.
  • Medical payments: This coverage covers medical costs if an injury occurs on your premises.
commercial damaged auto insurance

Auto Coverage in Garland

If your business involves the use of vehicles, commercial auto insurance is indispensable. This type of insurance covers a variety of vehicles, including cars, trucks, vans, and specialty vehicles used for business purposes. Key aspects of commercial auto insurance for your business in Garland include:

  • Liability coverage: This protects your business if one of your vehicles is involved in an accident that causes bodily injury or property damage to others.
  • Auto damage: This includes collision coverage and comprehensive coverage.
  • Uninsured/underinsured motorist: This provides protection if your vehicle is involved in an accident with a driver who either doesn’t have insurance or whose insurance is insufficient to cover the damages.
  • Medical payments: This covers medical expenses for you and your passengers in the event of an accident.
commercial property insurance

Commercial Property Insurance

Commercial property insurance covers a variety of losses. In Garland, it's essential for protecting your business's physical assets. It covers owned or rented buildings and the tools and equipment you use daily. This insurance protects against losses from events such as fire, burglary, theft, wind, and lightning.

It covers buildings, equipment, tools, inventory, furniture, and personal property. Additionally, it includes business interruption insurance, which helps replace lost income if your business cannot operate due to covered property damage.

Garland businesses such as beauty salons, consultants, photographers, retail stores, restaurants, and technology firms benefit significantly from this coverage.

 wounded workier on the construction site

Workers Compensation Insurance

Workers' compensation, mandatory in most states, protects employees in Garland and Texas who suffer job-related injuries or illnesses. This disability insurance program provides financial coverage for medical care and a portion of lost wages.

Workers' compensation is a form of insurance that protects both employers and employees. It ensures injured workers get the treatment they need while preventing lawsuits.

professional liability insurance

Professional Liability Insurance

Professional liability insurance is also known as errors and omissions (E&O) insurance. It protects against claims when employees make mistakes that cause financial loss to clients. Experts in any industry can make errors, and dissatisfied clients can sue, regardless of the actual impact.

This insurance covers various claims, including negligence, misrepresentation, inaccurate advice, personal injury, copyright infringement, and defense costs.

Professional liability insurance is essential for small business owners, particularly those who offer professional services, provide advice, or are contractually required to have coverage.

Businesses in fields such as accounting, consulting, market research, advertising, graphic design, and healthcare greatly benefit from this coverage. It ensures they are protected against potential legal and financial repercussions.

Consult With Us About Your Insurance Needs in Garland

Since our establishment in 2001, Quote Texas Insurance has been dedicated to serving the Garland area by providing personalized insurance solutions for the unique needs of each client. Our policy identification process ensures that we thoroughly understand your requirements and preferences.

When it comes to scheduling a consultation to discuss your insurance needs, we understand that convenience is key. That's why we offer flexible consultation options. Whether you prefer to meet virtually, over the phone, or through email correspondence, our experienced insurance specialists are ready to assist you.

844-402-4464

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Customer Reviews from Garland ( 4.93 out of 14 reviews )

Garland, TX

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Dani has been wonderful to work with in this process. She is caring and professional. She always does her best to consider what’s in my best interest and communicates ...

Garland, TX

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Connie Mosley is always amazing to work with and very dedicated to helping you with anything you need

Garland, TX

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The Quote Texas Ins team has been great to work with since engaging them for our business auto policy. At time of renewal Baylie Sullins has provided exceptional customer service ...

Garland, TX

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Jeannette Ornelas,Senior Audits Resolution Advocate, made me feel so welcomed when I called for a quote. She is very polite and knowledgeable of the company she works for. She ...

Garland, TX

Dani Darden was amazing to work with and she answered all my questions!!

Garland, TX

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Bailey was amazing! I absolutely loved working with her! She was very polite and helpful with my renewal and answered all of questions! I will definitely be asking to speak ...

Garland, TX

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Baylie was amazing with helping me renew my insurance she was so informative and patient!!

Garland, TX

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Brianna was incredible for us. With very little time, she put maximum effort to meet an incredible deadline and delivered everything in a way we could understand it. She made ...

Garland, TX

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Dani has been so helpful. She is always kind and professional. She communicates well and always does her best to consider my interest. Well done Dani. Thank you!!

Garland, TX

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I am very pleased with switching to Quote Texas Insurance. Every time I have needed something I would get a response and they would not stop until my problem was ...

Garland, TX

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Connie Mosley is amazing. Very personable and quick to help. Her response to my request was amazing.

Garland

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Brian Green with Quote Texas Insurance did an amazing job on my new homeowners policy. When my old policy more then doubled even after no claims, Brian was able to ...

Completed Jobs from Garland

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March 12, 2024 | Garland, TX

The customer's payment was late due to a check that likely got lost in the mail. After discovering the issue, I suggested canceling the check and facilitated a phone payment directly with the carrier. The customer was happy to quickly resolve the issue and prevent policy cancellation. Dani, with Quote Texas Insurance

January 26, 2024 | Garland, TX

The customer needed a comprehensive certificate and to transfer their Workers Comp policy to our agency. I facilitated the addition of necessary endorsements and transitioned their Workers Comp policy, enhancing convenience. They were truly grateful for the personalized and efficient service. Connie, with Quote Texas Insurance

January 16, 2024 | Garland, TX

The customer had a misunderstanding about their payment setup. After clarifying with the carrier, I helped the customer set up automatic payments correctly. They were relieved and satisfied with the resolution. Dani, with Quote Texas Insurance

November 17, 2023 | Garland, TX

An inspection required the client to increase their business coverage. I coordinated with the carrier and her mortgagee to optimize her coverage. She was satisfied with the final arrangement. Connie, with Quote Texas Insurance

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