Commercial Insurance in Garland

At Quote Texas Insurance, we specialize in helping businesses of all sizes find the perfect insurance solutions with maximum coverage. Our experts will compare 65+ different insurance providers and choose the best insurance with maximum coverage.

It covers a wide range of risks including legal claims, property damage, injuries to employees, and professional mistakes. The most important coverages are general liability, commercial properties, workers' compensation, and professional liability.

We will handle all the documentation and paperwork. Our licensed professionals know all the complexities of commercial insurance. So, you don't need to take any stress.

Contact Us 844-402-4464

General Liability Insurance

General liability insurance is particularly vital for businesses that interact frequently with clients, customers, and the general public. It protects your business from a wide range of potential risks that could otherwise lead to significant financial losses. This type of insurance covers third-party claims.

What Does General Liability Covers?

General liability insurance provides protection from a wide range of risks. Here's a breakdown of what it typically covers:

  • Bodily Injuries: General liability coverage can cover the costs if a third party or customer is injured in your business.
  • Property Damage: This covers damages to another's property caused by your business.
  • Personal Injury: Includes protection from claims of libel and slander as well as copyright infringement.
  • Legal Defense: Even if the claim made against your company is unfounded, defense costs are still substantial. These costs are covered by general liability insurance.
  • Medical payments: This coverage covers medical costs if an injury occurs on your premises.

Commercial Auto Insurance

If your business involves the use of vehicles, commercial auto insurance is indispensable. This type of insurance covers a variety of vehicles, including cars, trucks, vans, and specialty vehicles used for business purposes. Key aspects of commercial auto insurance include:

  • Liability Coverage: This protects your business if one of your vehicles is involved in an accident that causes bodily injury or property damage to others.
  • Physical Damage Coverage: This includes collision coverage and comprehensive coverage.
  • Uninsured/Underinsured Motorist Coverage: This provides protection if your vehicle is involved in an accident with a driver who either doesn’t have insurance or whose insurance is insufficient to cover the damages.
  • Medical Payments Coverage: This covers medical expenses for you and your passengers in the event of an accident.

Commercial Property Insurance

Commercial property insurance covers a variety of losses. Commercial property insurance is essential for protecting your business's physical assets. It covers owned or rented buildings and the tools and equipment you use daily. This insurance protects against losses from events such as fire, burglary, theft, wind, and lightning.

It covers buildings, equipment, tools, inventory, furniture, and personal property. Additionally, it includes business interruption insurance, which helps replace lost income if your business cannot operate due to covered property damage.

Industries such as beauty salons, consultants, photographers, retail stores, restaurants, and technology firms benefit significantly from this coverage.

Workers Compensation Insurance

Workers' compensation, mandatory in most states, protects employees who suffer job-related injuries or illnesses. It acts like a disability insurance program, offering financial aid through medical care coverage and a portion of lost wages to help them recover.

Workers' compensation is a form of insurance that protects both employers and employees. It ensures injured workers get the treatment they need while preventing lawsuits.

Professional Liability Insurance

Professional liability insurance is also known as errors and omissions (E&O) insurance. It protects against claims when employees make mistakes that cause financial loss to clients. Even experts can make errors, and dissatisfied clients can sue, regardless of the actual impact.

This insurance covers various claims, including negligence, misrepresentation, inaccurate advice, personal injury, copyright infringement, and defense costs.

Professional liability insurance is essential for small business owners, particularly those who offer professional services, provide advice, or are contractually required to have coverage.

Businesses in fields such as accounting, consulting, market research, advertising, graphic design, and healthcare greatly benefit from this coverage. It ensures they are protected against potential legal and financial repercussions.

Schedule a Consultation to Talk about Your Insurance Needs

Since our establishment in 2001, Quote Texas Insurance has been dedicated to serving the Garland area by providing personalized insurance solutions tailored to the unique needs of each client. Our custom 8-step process ensures that we thoroughly understand your requirements and preferences.

When it comes to scheduling a consultation to discuss your insurance needs, we understand that convenience is key. That's why we offer flexible consultation options. Whether you prefer to meet virtually, over the phone, or through email correspondence, our experienced insurance specialists are ready to assist you.

Contact Us 844-402-4464

Completed Jobs from Garland

See All

March 12, 2024 | Garland, TX

The customer's payment was late due to a check that likely got lost in the mail. After discovering the issue, I suggested canceling the check and facilitated a phone payment directly with the carrier. The customer was happy to quickly resolve the issue and prevent policy cancellation. Dani, with Quote Texas Insurance

January 26, 2024 | Garland, TX

The customer needed a comprehensive certificate and to transfer their Workers Comp policy to our agency. I facilitated the addition of necessary endorsements and transitioned their Workers Comp policy, enhancing convenience. They were truly grateful for the personalized and efficient service. Connie, with Quote Texas Insurance

January 16, 2024 | Garland, TX

The customer had a misunderstanding about their payment setup. After clarifying with the carrier, I helped the customer set up automatic payments correctly. They were relieved and satisfied with the resolution. Dani, with Quote Texas Insurance

November 17, 2023 | Garland, TX

An inspection required the client to increase their business coverage. I coordinated with the carrier and her mortgagee to optimize her coverage. She was satisfied with the final arrangement. Connie, with Quote Texas Insurance

Blogs related to Garland

See All

January 04, 2024

And as the world celebrates the coming of the New Year, maybe it’s about time that you have your home insurance policy renewed.

October 19, 2023

It's wise for most companies to get some kind of insurance to protect against liabilities they may encounter over the course of everyday operation. Many small owners may not be familiar with best practices or insurance requirements.