Liability Insurance for Commercial Daycare Centers in Texas

The primary function of any commercial daycare is taking care of the children, so it is imperative that the property is covered by adequate insurance. Working parents rely on daycare to keep an eye on their children, but things can quickly go wrong when the unexpected happens. Any daycare center is at legal risk in the event of an accident, or injury, and defending against such claims can be challenging. After years of litigation and significant expenditure of resources, there may be no resolution.

Since 2001, Quote Texas Insurance has been providing professional liability insurance for daycares to protect children and commercial daycare centers’ property. Commercial daycare center owners can rest assured knowing that our liability insurance will protect them from financial fallout from accidents that may occur on their premises. If you own a commercial daycare center and looking for a reliable and trustworthy insurance provider to protect your property, contact 844-402-4464 Quote Texas Insurance.

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Quote Texas Insurance has access to a number of carriers that may provide a comprehensive range of basic sales & service provider insurance coverage, including but not limited to:

Get Appropriate Insurance from Quote Texas Insurance


At Quote Texas Insurance we not only offer flexible liability insurance for daycare centers but also assist with any general liability insurance. Through our experience with a wide range of companies, we realize that some industries require specialized insurance plans to protect their assets and the costs associated with providing their services. A wide variety of daycare settings are covered by our commercial daycare insurance policy__

Abuse and Molestation: If an employee is abusive, your daycare business can be liable for large fines and medical bills.

Commercial Auto Liability: This insurance is required if the daycare center drives kids to and from school. You may need hired and non-owned auto coverage if you or your employees drive children in their own cars or rent vehicles for field excursions.

Corporeal Punishment: Daycare centers can be held liable if an employee hits a customer's child.

Commercial General Liability Insurance: It covers injuries or property damage to third parties (parents, suppliers, children, etc.) in your daycare.


Workers’ Compensation: Workplace injuries and illnesses are covered by workers' compensation insurance. Most states require daycare owners to provide workers' compensation for part-time employees who are injured by:

  • Lifting kids
  • Slipping on damp floors
  • Tripping over play equipment

Umbrella Insurance: How often you spend on medical, legal, and other business expenses determines the type of coverage your business needs. Umbrella insurance protects them.

Accident Protection: Daycares coverage includes accident insurance. A wounded child in your care is partially covered by insurance. Daycares usually need two forms of insurance:

  • Accidental Medical Expense
  • Accidental Death & Dismemberment

Choose Quote Texas For Insurance for Daycare Centers in Houston, Dallas-Fort Worth & Austin

If you want to fully insure your daycare center, we can assist you with various insurance policies in Austin, Fort Worth, El Paso, Houston, or anywhere in Texas, Quote Texas Insurance. We can tailor an insurance plan to your specific needs if you call us at 844-402-4464. Click here to get Free Estimates.

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