General Liability Insurance for Texas - Get Protected Today

Injuries, property damage, and jobsite risks can destroy a small business. We shop top-rated carriers to find the best coverage for your trade — fast, affordable, and tailored to Texas businesses.

Click to unmute
The HartFord
Travelers
Next
Progressive
Texas Mutual
Mercury Insurance
One Call to Shop Them All! 844-402-4464

Start My General Liability Quote Now

Fast, no-obligation quote from a Texas-based insurance expert.

Protect Your Business with General Liability Coverage

Insurance Brokerage

What Does It Cover?

General Liability Insurance protects your business from lawsuits, jobsite injuries, and property damage claims. It's the coverage most general contractors and commercial clients require before hiring you.

Your policy can help cover:

  • Accidental damage to customer property
  • Bodily injury to a third party on a jobsite
  • Completed operations (work you've already finished)
  • Legal defense and settlements
couple of happy painters

How Much Does It Cost?

Your cost depends on your trade, payroll, past claims, and the coverage you choose.

For example, a Texas drywall contractor with 3 employees might pay between $1,200 and $2,500 per year.

We'll get you the best price from trusted A-rated carriers. Most quotes take under 10 minutes.

construction worker on ladder

How Is Quote Texas Insurance Different from Other Agencies?

We at Quote Texas Insurance understand the needs of business owners like you. We have a comprehensive process that will help your business get protection coverage that's tailor-made for your organization's specific requirements.

We are an Insurance Brokerage and thus have no allegiances to any specific carrier. This means we represent you, not the carrier. This motivates us to find you the best rates and coverages from over 65+ carriers that we utilize. In addition, our staff is fully trained, licensed and approved by the State of Texas Insurance Regulatory Board to provide the service you demand on your policy.

Texas General Liability Insurance FAQ

Does it protect me if I get sued?
Yes. It pays for your lawyer and covers settlements if your business causes injury, property damage, or certain advertising issues.
Does it cover injuries to people?
Yes, but only for customers or visitors—not your employees. Employees need Workers’ Comp or Occupational Accident coverage.
What about my work or subcontractors?
It won’t fix bad work itself. But if your finished job later causes damage or injury, “Completed Operations” may cover it. Subcontractor coverage depends on your policy; many require them to have their own insurance.
Does it cover my vehicles or tools?
No. You need Commercial Auto for vehicles and separate coverage for tools or equipment.
Why do clients want to be “Additional Insured”?
It protects them if something goes wrong with your work. They want your policy to cover claims before theirs.

8 Reasons to Choose Quote Texas Insurance

1

We shop 65+ top-rated carriers to get you the best match.

2

We compare rates, coverage, and service from leading insurers.

3

We speak directly with underwriters to avoid coverage gaps.

4

We give clear recommendations with simple explanations.

5

We play carriers against each other to get you the best rate.

6

We work only with A-rated companies that specialize in contractors.

7

We reject any carrier that won't meet your specific needs.

8

We make applying easy—no long paperwork, just fast results.