Quote Texas Insurance
Get A Quote 844-402-4464
Call: 844-402-4464
Get A Quote

Protect Your Business in Texas with General Liability Insurance

Injuries, property damage, and jobsite risks can destroy a small business. We shop top-rated carriers to find the best coverage for your trade — fast, affordable, and tailored to Texas businesses.

Click to unmute
The HartFord
Travelers
Next
Progressive
Texas Mutual
Mercury Insurance
One Call to Shop Them All! 844-402-4464

Start My General Liability Quote Now

Fast, no-obligation quote from a Texas-based insurance expert.

Rated 4.9
on Google Review
Google Reviews Badge
BBB
A+ Rating
BBB A+ Rating Badge
Serving Businesses
Since 2001
20 Plus Years in Business Badge

Talk with Our Local Experts Who Prioritize Your Time

Talk with a Texas Agent who makes insurance simple. We’ll help you find the right coverage at the right price, fast.

Brianna Jones
Brianna Jones
Senior Risk Consultant Analyst - Commercial Agent
Jannette Ornelas
Jannette Ornelas
Senior Service Consultant & Audit Resolution Advocate
Hudson Ramsey - Senior Risk Consultant Analyst - Commercial Agent
Hudson Ramsey
Senior Risk Consultant Analyst - Commercial Agent
Lois Chisum - Business Operations Supervisor
Lois Chisum
Business Operations Supervisor
Baylie Sullins - Renewal Consultant Specialist
Baylie Sullins
Renewal Consultant Specialist

The Value of General Liability Coverage

Insurance Brokerage

What Does It Cover?

General Liability Insurance protects your business from lawsuits, jobsite injuries, and property damage claims. It’s the coverage many contractors rely on. This includes insurance for plumbers, who face daily jobsite and property damage risks.

Your policy can help cover:

  • Accidental damage to customer property. For example, equipment tips over and damages a client’s flooring during a job.
  • Bodily injury to a third party on a job site. For example, a visitor slips on debris and requires medical treatment.
  • Completed operations (work you've already finished). For example, finished work later causes damage to a client’s property.
  • Legal defense and settlements. For example, a customer files a claim alleging your work caused injury or damage.
couple of happy painters

How Much Does It Cost?

Your cost depends on your trade, payroll, past claims, and the coverage you choose.

For example, a Texas drywall contractor with 3 employees might pay between $1,200 and $2,500 per year.

We'll get you the best price from trusted A-rated carriers. Most quotes take under 10 minutes.

construction worker on ladder

How Is Quote Texas Insurance Different from Other Agencies?

Quote Texas Insurance works differently from traditional agencies. We operate as an independent brokerage that represents your interests. Here’s what that means for your business.

  • Independent brokerage with no carrier bias
  • Coverage options sourced from multiple insurance carriers
  • Rate comparisons that support stronger long-term value
  • Licensed professionals approved by Texas regulators

Two Ways to Get Your Quote

Call Now 844-402-4464 M-F: 8.00am - 5.00pm
Click To Submit Info Available 24/7

Texas General Liability Insurance FAQ

Does it protect me if I get sued?
Yes. It pays for your lawyer and covers settlements if your business causes injury, property damage, or certain advertising issues. For example, a customer claims your completed work caused damage weeks after the job ended.
Does it cover injuries to people?
Yes, but only for customers or visitors—not your employees. Employees need Workers’ Comp or Occupational Accident coverage. For example, a customer or visitor is injured while on your jobsite.
What about my work or subcontractors?
It won’t fix bad work itself. But if your finished job later causes damage or injury, “Completed Operations” may cover it. Subcontractor coverage depends on your policy; many require them to have their own insurance. For example, a subcontractor’s work contributes to damage, and a claim is filed against your business.
Does it cover my vehicles or tools?
No. You need Commercial Auto for vehicles and separate coverage for tools or equipment.
Why do clients want to be “Additional Insured”?
It protects them if something goes wrong with your work. They want your policy to cover claims before theirs. A property owner wants protection if your work leads to a claim on their site.
Get A Quote

8 Reasons to Choose Quote Texas Insurance

1

We shop 65+ top-rated carriers to get you the best match.

2

We compare rates, coverage, and service from leading insurers.

3

We speak directly with underwriters to avoid coverage gaps.

4

We give clear recommendations with simple explanations.

5

We play carriers against each other to get you the best rate.

6

We work only with A-rated companies that specialize in contractors.

7

We reject any carrier that won't meet your specific needs.

8

We make applying easy—no long paperwork, just fast results.