Liquor Liability Insurance Policy in Texas
Businesses that sell, serve, or distribute alcohol face unique risks. Alcohol consumption can sometimes lead to conflicts or impaired judgment, which may result in property damage, bodily injury, or accidents. Customers may occasionally hold the seller responsible.
A liquor liability insurance policy from Quote Texas Insurance protects your business against these situations. Call us at 877-462-7806 or click here to get your policy started today.
Navigating the Road to Business Security with Quote Texas Insurance
Quote Texas Insurance has access to a number of carriers that may provide a comprehensive range of basic sales & service provider insurance coverage, including but not limited to:
Two Ways to Get Your Quote
Who Needs Liquor Liability Coverage in Houston, Dallas, & Austin?
Liquor liability insurance is essential for businesses that serve or sell alcohol to customers. Coverage is especially important for establishments where alcohol consumption could lead to accidents or disputes. Quote Texas Insurance provides coverage for a variety of businesses, including:
- Adult Entertainment Clubs
- Bars, Pubs & Taverns
- Beverage/Package/Liquor Stores
- Bowling Alleys
- Cigar Bars
- Comedy Clubs
- Convenience Stores
- Country Clubs
- Distributors
- Golf Courses
- Grocery Stores
- Hotels & Motels
- Lounges
- Nightclubs
- Private Clubs
- Pool/Billiard Halls
- Rental Halls
- Restaurants
- Retail Stores
- Sports Bars
- Theaters
- Wineries
Key Risks Covered by Liquor Liability Insurance
Liquor liability insurance helps your business manage claims arising from alcohol service, including injuries, accidents, and property damage.
- Bodily Injury: Covers injuries caused by intoxicated patrons, such as slips or fights; for example, a customer trips leaving your bar
- Property Damage: Protects against damage caused by patrons, like spilled drinks or broken property, for instance, a customer breaks a window
- Alcohol-Related Accidents: Covers accidents, including car crashes; for example, a patron claims your bar contributed to the incident
- Third-Party Claims: Protects against claims brought by someone other than the intoxicated customer, such as a friend suing after an incident
Eligibility Requirement:
Not all business's qualify, check below for the most up to date info on industries we can cover.
Preferred Business Types
- Fine Dining, Hotels & Motels, Liquor Stores, Restaurants, Wine Bars, Wineries.
Eligibility:
- Liquor Sales cannot exceed 75% of total gross sales.
Considered Business Types
- Bars, Pubs, Taverns, Clubs, Lounges, Pool Halls, Adult Entertainment Clubs.
Eligibility:
- Must have 3 years of prior insurance + loss runs OR be new in business (within 30 days of opening).
- Minimum Annual Premium starts at $20,000
Protect Your Liquor Business with Liquor Liability Insurance TODAY
Having a liquor liability insurance policy in place is essential for businesses that sell or serve alcohol and could face lawsuits from a customer, employee, or third party for an alcohol-related accident. Quote Texas Insurance covers businesses operating in Beaumont, Duncanville, Addison, Houston, & other cities throughout Texas. For more information, call 877-462-7806 or click here to start crafting your Quote Texas Insurance policy today.
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