Liquor Liability Insurance for Liquor Stores in Texas

There are many threats like facing physical injury, and property damage, by a drunk person to who your business sold alcohol. You might even have to face legal charges & actions and many other dangers that you should consider when you own a liquor store.

However, Quote Texas can help you recover financially when you find yourself in trouble because of a customer who is under the influence of alcohol sold by your store. We have various insurance packages for you to choose from and find the one that suits your specific business needs. We compare 65 different carriers to match you with the most convenient one. Need liquor liability insurance or any other business insurance? Call us right away at 844-402-4464 or click here to discuss more.

How Much Can Liquor Liability Insurance Cost?


The cost of liquor liability insurance depends on the percentage of sales from selling alcohol. However, there are other factors that insurance companies rely on to determine the cost of liquor liability insurance, which include:

  • Location: This includes, state-regulated fees, that may increase or lower the cost.
  • Industry: Some businesses face more risk of damage due to alcohol than others, which may increase insurance rates.
  • Liquor sales: The quantity of alcoholic drinks that your business sells per year impacts the insurance cost.
  • Coverage limits: Depending on the limit of your insurance coverage, you might have to pay a higher bill.

General Liability Insurance

General liability insurance comes in handy to take care of personal injury claims that a customer or any other third party may fill on your business. It covers medical expenses, court costs, and damages. Furthermore, liquor liability insurance can be added as an endorsement to general liability insurance.

Protect Your Business With a Suitable Insurance TODAY!

Quote Texas’ team of insurance specialists will ensure all the details are properly explained to you before choosing a package. We will ensure you never have to pay for more coverage than you or your business need. We serve businesses operating in Galveston, Haltom City, Austin, Tyler & other nearby areas in Texas. Simply give us a call at 844-402-4464 to get started with our simple insurance process.