Commercial Auto Insurance for Plumbing Contractors in Texas
As a plumbing contractor in Texas, your trucks and vans are vital lifelines. They transport you, your tools, and materials to job sites across the state. But what happens if your vehicle is involved in an accident? This is where commercial auto insurance can save you from huge financial loss.
At Quote Texas Insurance, our licensed insurance specialists understand insurance complexities. We will get you the maximum coverage at a competitive price to protect your business. We serve clients in Plano, Abilene, Austin, and other Texas areas. Let us insure your commercial vehicles.
Get a Quote 844-402-4464
What Does Commercial Auto Insurance Cover for My Business?
Commercial auto insurance covers these issues regarding vehicles for your plumbing businesses:
- Liability coverage: Covers injuries and damages caused by your vehicle to other people.
- Collision coverage: Repairs your car, van, or other vehicles if damaged in an accident.
- Comprehensive coverage: Covers vehicles against theft, fire, or weather damage.
- Uninsured motorist coverage: Helps if the other driver doesn't have enough insurance.
- Hired and non-owned automobile coverage: Covers cars not owned by you, such as rental vehicles or employee vehicles.
- Tools and equipment coverage: Protects your tools in the event they are stolen or damaged from your vehicle.
Commercial Auto Insurance vs. Personal Auto Insurance
It may seem convenient to use a personal vehicle for plumbing work, but you could find yourself in serious financial trouble if there is an accident. Personal auto insurance excludes coverage for business use. Commercial auto insurance is designed for companies like yours.
A commercial policy not only covers your vehicle, but it also provides optional coverage for essential plumbing tools. Commercial policies also come with higher limits of liability to protect your business against major financial losses. Do not gamble with your business. Choose commercial auto coverage to protect your plumbing business on the road.
Other Insurance Policies for Plumbing Contractors
As a plumbing contractor, you're the one who makes sure water flows through all plumbing pipes smoothly and without leaks. But what if a pipe breaks or a tool goes missing? What if someone gets hurt while working? That's where insurance comes in handy. Here are some important types of insurance for your plumbing business:
- General Liability Insurance: This covers you if someone gets hurt or their property gets damaged at a job site.
- Business Owners Policy: This combines essential coverages like GL insurance and commercial property insurance into a single, cost-effective package.
- Workers' Compensation Insurance: If your employees get hurt on the job, this insurance helps with their medical bills and lost wages.
Trust Us for Your Commercial Auto Insurance Policy in Texas
Quote Texas Insurance puts YOU first, not the insurer. We have been in business since 2001 and understand the needs of plumbers, as well as their vehicles. We can analyze our network of 65 insurance providers for the best rates that fit your needs and budget. If you want to know more about insurance for plumbing contractors, just give us a call at 844-402-4464 or click here to get started on your policy today.
