Tree Service & Care Professionals Insurance in Texas

Tree Service & Care Professionals Insurance in Texas

Professionals who specialize in the care and removal of trees are at risk of injuries and liabilities due to the nature of their work. Trees are not easy to work with, particularly mature trees that are large and very heavy. Those who work in this industry are at risk of getting hit by falling branches or tree trunks, which can weigh thousands of pounds.

Equipment that arborists use is also hazardous to their well-being because the tools are sharp and can be life-threatening if something goes wrong. With all the risks that tree service and tree care professionals face, ignoring the need for an insurance policy is a big mistake.

It’s a Risky Business That Needs Coverage

The work involved in tree service is dangerous and risky, not just to arborists but also to others. Some of the risks include:

  • Injury to others from equipment malfunction, negligence, and the use of toxic substances
  • Damage, loss, or theft of equipment or tools
  • Injuries or illnesses that are job-related
  • Damage to other people’s property
  • Accidents that your employees or you experience while traveling to job sites

Insurance That Tree Service and Tree Care Professionals Should Have

Tree service professionals need to have unique kinds of insurance to protect them from the problems that may arise due to their work. These can include:

  • General liability insurance – This covers all the basic liabilities of any business, such as property damage and injuries caused while doing your work.
  • Business property insurance – This should cover any equipment and tools that your business uses that may be damaged or lost on the job.
  • Professional liability insurance – This provides coverage against liability claims that can stem from possible acts of negligence or poor advice that results in losses for a customer.
  • Commercial vehicle insuranceYour company uses vehicles to transport equipment, personnel, and tools to a work site. These need to be covered in case of accidents, damage or theft of the vehicles.
  • Business interruption insuranceWhen your business ceases operations temporarily because of unforeseen and unavoidable events, this provides you with enough to cover your payroll and operational costs.
  • Workers’ compensationYou must cover the needs of your employees in case they get hurt at work. This type of policy helps you with that and is required in all 50 states.

Getting the right kind of insurance for your industry is essential to the success of your enterprise. Quote Texas is one company that makes choosing the right policies for your business easy because we have a wide variety of insurance solutions that can be tailored to fit your industry. We also have excellent claims services and flexible payment options that you will love. Contact us today at 844-756-8684 and find out how we can help you.