Insurance for Residential General Contractors in Texas

Insurance for Residential General Contractors in Texas

Even if you’ve been building homes for many years now, you can’t always be certain that your next big project will run smoothly. There are a number of things that can go wrong, and some of the most common scenarios include:

  • Natural disasters
  • Terrible accidents
  • Stolen equipment
  • Damage to client’s or other people’s property

Encountering any of these issues could result in lawsuits and expensive medical bills that you'll be required to pay. However, without anyone helping you cover these costs, your business could go bankrupt and shut down for good. Fortunately, you can rise from any financial burden with a proper insurance policy.

Quote Texas Is Here to Help You Feel Financially Secure

Contact Quote Texas if you think your residential general contracting company in Texas will benefit from a comprehensive insurance plan. We have helped businesses in many different industries feel financially secure, so we know exactly which insurance plans will suit your business.

If you’re interested in getting a specific insurance policy, we offer the following:

Commercial General Liability Insurance

Should you be sued for the following reasons, commercial general liability insurance will help cover the cost of the claims, as well as your legal defense and medical fees:

  • Advertising and personal injuries
  • Damage to other people’s property
  • Bodily injuries
  • Deaths

Commercial Property Insurance

In the event your office building encounters a disaster, commercial property insurance will cover the losses and damage of the following:

  • Other people’s property
  • Furniture and fixtures
  • Equipment and inventory of goods
  • Building or structure
  • Landscaping

Commercial Auto Insurance

If your business uses company-owned vehicles, we highly recommend getting commercial auto insurance. This policy is designed to help cover the cost of the following tragedies:

  • Damage to vehicle resulting from collision
  • Damage to vehicle resulting from non-collision events (e.g. vandalism, theft, etc.)
  • Property damage or injury caused by hit-and-run motorists or the uninsured
  • Liabilities resulting from damage to other people’s property
  • Liabilities resulting from bodily injury
  • Liabilities resulting from death
  • Medical payments of the insured or personal injury

Workers Compensation Insurance

Workers compensation insurance provides your laborers with the following benefits:

  • Death benefits
  • Burial benefits
  • Medical benefits
  • Income benefits
  • Vocational rehabilitation benefits

Equipment and Tools Insurance

Equipment and tools insurance protects the important and expensive equipment that you use, whether they’re owned or rented. It also pays for the replacement and repairs, should you need them.

At Quote Texas, we also offer professional liability insurance and business insurance if you want to further secure your business.

Contact Us For Insurance for Residential General Contractors in Houston, Dallas-Fort Worth, San Antonio, & Austin

Contact Quote Texas or call us at 844-402-4464 today and our agents will be happy to discuss our various insurance plans and provide a quote!