Workers' Compensation Insurance in Texas

Workers' compensation insurance was the first insurance program to be established in the United States, with at least one state passing a workers' compensation law in 1902. Before it became the norm, however, any employee that got injured, sick, or disabled while working, had to take legal action against his or her employer just to be able to recoup the money they spent on medical and rehabilitation bills.

An employee injured while working.

So much has changed since that time. Now, more than ever, employers are finding ways to take care of their associates, realizing that providing them with a reliable workers' compensation insurance is, in fact, an affordable and effective way to protect both their business and their employees.

Quote Texas assists you in finding the right Workers' compensation plan for your business in Texas. We "Make Insurance Simple." Our team of professionals will guide you on the right path.

Equitable Insurance Benefits for Your Associates

Quote Texas Insurance understands your desire to protect the people who help you succeed with fair and comprehensive workers' compensation insurance benefits that can aid them in case of workplace injury or illness. The compensation benefits may include:

  • Income benefits – To pay for a portion of an employee's lost earnings.
  • Medical benefits – To pay for the treatment of work-related injury or disease.
  • Vocational rehabilitation benefits – To pay for an injured employee's physical rehabilitation or training for a new job or occupation.
  • Death benefits – To provide the family of an employee killed on the job with a portion of the employee's lost wages.
  • Burial benefits – To pay for a portion of funeral expenses.

Expert Advice on the Texas Workers' Compensation System

Workers' compensation in the United States is largely regulated by individual states and territories. Workers' Compensation insurance in Texas is not required by the state government for most private employers. It is important to note, however, that employers who provide workers' compensation insurance to their employees are given important legal benefits.

When doing business in Texas, it is advisable to get advice from experts with considerable experience in dealing with the state's workers' comp system so that you can get up to speed with important provisions and requirements. Quote Texas Insurance will help you delve into the details and advise you as to how you can instill the most equitable policies for your associates.

Contact us here or call us today at 817-385-1553 for a quick quote!