Insurance for Plumbers in Texas

Businesses in the plumbing industry face risks of various kinds, and plumbers are all too aware of them. A pipefitter working in a chemical industrial plant, for instance, can be susceptible to an accident and suffer burns and other kinds of trauma. Another example is a general plumber who might accidentally break an expensive fixture in a house being serviced.

Injury to people and damage to their property is always a possibility in the plumbing industry. Plumbing professionals who are working in this trade need a reliable insurance policy that can protect your business from the risks you face every day. At Quote Texas Insurance, we offer insurance policies that are crafted specifically for people who work in your industry.

We protect people in the plumbing business

Tradesmen in the plumbing industry specialize in installing and maintaining water systems that are used in various applications and settings, including municipal water supply plants, residential and commercial plumbing systems, sewage facilities, and drainage systems. Some of the occupations covered by this sector are as follows:

  • Plumbing business owners
  • Plumbing contractors
  • Master plumbers
  • Pipefitters
  • Pipelayers
  • Sprinklerfitters
  • Steamfitters
  • General plumbers

Quote Texas Insurance specializes in designing insurance policies for plumbers and allied occupations. When you deal with us, you can rest assured that you are receiving comprehensive coverage and exemplary services without getting charged for things you don't really need. We always begin with the essentials:

  • Commercial general liability insurance – The commercial general liability insurance policy provides protection against some of the most common liability claims that plumbers may encounter. These include claims for bodily injury and property damage resulting from negligence on the part of the policyholder. In addition to any court-ordered compensation for the other person, commercial general liability insurance also covers the cost of legal fees. For instance, if your plumbing company is working on a damaged pipe in a home kitchen and a kid trips over your tools and breaks a bone, the parents could sue you for hospital expenses. When such a thing happens, your commercial general liability insurance can step in to provide coverage.
  • Professional liability insurance – This helps protect service-providing individuals like plumbers from bearing the entire cost of defending a negligence claim made by their clients. It also pays for any damages that may be awarded in a civil lawsuit. For example, if you accidentally cause a leak while working on an office building's water system, the professional liability insurance will protect your business if the client sues you for shoddy or erroneous work.
  • Commercial property insurance – Plumbing professionals rely a great deal on their tools, equipment, and supplies to do their jobs. The commercial property insurance policy provides coverage for your commercial property in case they get damaged or become lost due to perils like fire, theft, and vandalism.
  • Workers' compensation insurance – People working in the plumbing industry are exposed to various risks when they carry out their work. Tasks like soldering pipes, repairing septic tanks, and building drainage systems can be quite dangerous. When you or your employee becomes ill or gets injured while doing your job, this workers' compensation insurance policy will help cover the costs of your medical and hospital bills. Additionally, it can also cover for other items, including missed earnings and funeral costs, should the injury or illness result in death.
  • Commercial auto insurance – As a professional in the plumbing industry, it is very likely that you operate vehicles to make service calls. In the event that your company vehicle experiences an accident, the commercial auto insurance policy provides coverage for physical damage which your vehicle might sustain, in addition to injuries which you or your passengers might suffer. Moreover, it can also cover the costs of your legal defense if there are other people involved in the accident and they decide to sue you for damages and medical expenses.

We encourage you to get in touch with our team of insurance professionals to learn more about how you can obtain an individualized insurance policy that meets your specific needs as a plumbing industry professional. Quote Texas Insurance searches 65 top rated carriers to find the best match for your unique business needs.  If you're ready to take the next step, call us at 844-756-8684 or send us a message on our contact us page