Insurance for Cement Contractors in Texas

Insurance for Cement Contractors in Texas

Cement is crucial in building roads, infrastructure, and homes, so it’s important that the material is handled properly to ensure that the structure it’s used on holds. However, not all jobs go smoothly, and sometimes someone can get injured or the client’s property can get damaged while handling the cement. Should any of those events arise, having a comprehensive insurance plan will cover the damages and losses incurred.

If you’re a cement contractor operating in Texas, contact Quote Texas today. We offer and create comprehensive insurance plans that are tailored to your business. We know that working with cement can get risky, so we recommend that you get the following policies:

Commercial General Liability

Commercial general liability protects your business from events that can burden you financially. Some of these situations include:

  • Damage to people’s property
  • Advertising and personal injury (invasion of privacy, copyright infringement, libel, etc.)
  • Bodily injuries and deaths

Commercial Auto

protects the commercial vehicles you use for work-related projects. If ever your vehicles do encounter or cause disasters like:

  • Damage to vehicle resulting from collision
  • Liabilities resulting from bodily injury, death, or damage to another person’s property
  • Personal injury or medical payments of the insured
  • Injury or property damage caused by uninsured or hit-and-run motorist
  • Non-collision damage (e.g. theft, vandalism, fire, flood, etc.)

Commercial auto insurance will also cover the cost of the damages and losses.

Workers’ Compensation

Workers’ compensation provides the safety and security your laborers need. It’s good to let your workers know that their health, safety, and family are in good hands if something goes wrong during work. Workers’ compensation provides the following benefits:

  • Income benefits
  • Medical benefits
  • Death benefits
  • Burial benefits
  • Vocational rehabilitation benefits

Equipment and Tools

Even if you’re working with the best equipment on the planet, they’re still susceptible to damage. When your tools start malfunctioning, repairing or replacing them could get expensive. However, with insurance, you won’t have to worry about the cost of having them serviced or replaced. This insurance will cover your equipment’s replacement or repairs, should they get damaged due to accidents, theft, and similar scenarios.

Commercial Property

Having an insurance policy that protects your main office is crucial when you want to continue providing reliable service. This insurance ensures that your property will receive the proper aid it needs if ever a disaster ensues. The commercial property policies are designed to provide coverage for the loss or damage of the following:

  • Building or structure
  • Furniture and fixtures
  • Landscaping
  • Other people's properties
  • Equipment and inventory of goods

Call Quote Texas at 844-756-8684 today so we can get started on creating an insurance plan that suits your industry’s needs.