Limo Insurance in Dallas, Houston, and Across Texas

A limousine, or limo, is a large luxury vehicle driven by a chauffeur. It is used to transport individuals while they ride in comfort, often with food and drink provided for the passengers. For the owner of a limo company, it is critical to protect your investment on many different fronts. This is why Quote Texas offers comprehensive limo insurance packages to company owners.

Limo coverage can be tailored to your company's specific requirements. Personal injury insurance, uninsured or underinsured motorist coverage, employment practices liability, bodily injury insurance, and property damage liability are all possible coverage options for customers in DallasFort WorthHouston, Austin, and other Texas cities within our service area. At Quote Texas, we have more than 60 carriers competing for your business. Give us a call at 844-402-4464 or click here to make an appointment ASAP. 

Limo Insurance

The Necessity of Commercial Auto Insurance by Quote Texas

Don’t make the mistake of assuming that your personal limousine insurance policy will cover any work-related risks for your limo. Because personal auto plans are not designed for business usage, commercial auto insurance policies are the only method to cover risks from the daily use of limos for business activities.

A limousine that includes equipment used to support a business or provide any form of professional service is required to carry commercial auto insurance coverage. We have more than 60 companies competing for your business at Quote Texas, ensuring that you will get the best deal possible on Commercial Auto Insurance in Texas.

What is Covered in a Limousine Insurance Policy?

Limo Insurance

The three main areas of limousine car insurance are physical damage coverage, liability coverage, and personal injury coverage:


Physical Damage Coverage: This covers a wide range of damage to your limousine that includes:

  • Collisions or accidents
  • Storm, hail, lightning, or flooding
  • Fire
  • Theft, vandalism, and damage caused by attempted theft

Liability Coverage: Most liability policies provide two types of coverage, bodily injury & property damage. The difference:

  • In the event that a passenger or a third party is hurt while in your care, bodily injury insurance pays for some legal and medical expenses.
  • Damage to passengers or third-party property is covered by property damage insurance.

Personal Injury Coverage: This coverage covers injuries to your driver and passengers. It could pay for:

  • Expenses for your funeral if you or a motorist is killed in an accident caused by an insured occurrence.
  • Benefits are paid in one lump payment in the event of a specific disabling injury, such as quadriplegia or limb loss.
  • In the case that a driver is injured or dies while driving a great distance from home, they will be repatriated.
  • Medical bills and expenses incurred as a result of an insured occurrence

Trust Us for the Best Limousine Insurance in San Antonio, Waco, & Austin

If you own a limousine, you need to have a limo insurance policy to cover your vehicle and its passengers when transporting individuals. Fortunately, Quote Texas provides custom-tailored insurance policies to meet your needs at a customer-friendly price. To learn more about our commercial auto insurance options for buses, trucks, limos, and other vehicles. dial 844-402-4464 or click here to make an appointment with one of our insurance specialists today.