Insurance for Plumbing Contractors in Texas

Quote Texas provides a variety of insurance policies that can protect your brand from several financial burdens. If you’re looking to create an insurance plan for your plumbing business, we recommend that you fortify your coverage with the following:

Commercial General Liability Insurance

Should you be sued for damage or injury from the actions of your employees or business operations, commercial general liability insurance will cover any damages and losses rendered. It also shoulders any medical or legal fees if you’re found liable for the claims.

Commercial general liability insurance covers the following:

  • Personal injury and advertising
  • Damage to other people’s property
  • Deaths and bodily injuries

Commercial Property Insurance

Fires and floods occur abruptly, and it could most certainly happen in your workplace. Your office space is an invaluable part of your business and the moment it’s in shambles, getting back to normal operations becomes a difficult task.

However, with commercial property insurance, you won’t have to use your own money to pay for the expensive repairs and restoration of your building. This policy is designed to cover the damage or loss of the following:

  • Other people’s property
  • Equipment and inventory of goods
  • Landscaping
  • Furniture and fixture
  • Building or structure

Commercial Auto Insurance

Commercial auto insurance covers the loss and damages your commercial vehicle encounters while on the road. It also protects the individuals in the vehicle and the parties involved in the incident. This policy provides coverage for the following:

  • Vehicle damage due to collision
  • Vehicle damage due to non-collision events (e.g. theft, vandalism, etc.)
  • Personal injury or payments of the insured
  • Liabilities resulting from damage to another person’s property, injury, or death
  • Injury or property damage caused by hit-and-run motorists or by the uninsured

Professional Liability Insurance

You’re a professional plumber, so protecting your craft with professional liability insurance is important. Professional liability insurance is tailored to individuals who provide professional services or advice to clients. This policy protects the policyholder from financial loss and provides coverage for the damage to the following claims, as well as the legal costs:

  • Rendering services that weren’t advertised or promised
  • Committing negligence during the course of delivering the services
  • Mistakes in the service rendered

Workers Compensation Insurance

Though workers compensation insurance isn’t required by Texas law, it’s still a great policy to have. In case a worker meets an unfavorable situation during work, it provides your workers and their families with the following benefits:

  • Death benefits
  • Burial benefits
  • Medical benefits
  • Income benefits
  • Vocational rehabilitation benefits

Contact Quote Texas if you’re looking for a reliable and trustworthy insurance company in Texas. We provide excellent coverage rates for any budget and have the experience creating insurance plans that suit various industries. Our agents are friendly and well-versed with the policies your plumbing contracting business needs. Just give us a call at 844-756-8684 and let’s discuss your plan today.