Insurance for Painters in Texas

House painters and painting contractors literally give color to our world. These tradesmen possess the required skills and the appropriate tools to enhance the aesthetic quality of a building and to protect it from: damage by water and moisture; corrosion and rusting; as well as damage from living organisms like mold and insects.

House painters and painting contractors understand the importance of their services. By hiring painting professionals, clients save time, and they are able to minimize their future maintenance costs, as well as their risk of receiving substandard services.

One more thing that clients like about hiring professional house painters is that most of them are insured. This gives them the peace of mind, knowing that if an accident or damage to their property occurs, the painters they hired are financially covered.

Get the peace of mind you need with our complete insurance solutions

No matter how skilled and prepared you are, it pays to be insured. Mishaps can be expensive. Quote Texas Insurance knows this, that's why it offers comprehensive insurance coverage for house painters and painting contractors.

  • Commercial general liability insurance – A commercial general liability insurance policy protects house painters and painting contractors from the financial burden of having to pay for bodily injury, property damage, and advertising injury claims. For example, if you or one of your employees spills paint on your clients' expensive tapestry, you could be sued for damages. Your commercial general liability insurance policy helps by covering the costs of such common liability exposures.
  • Professional liability insurance – Service-providing individuals like house painters and painting contractors are prone to lawsuits by clients who might claim that their business committed errors or omissions in the services they provided. Sometimes, these claims can be groundless or even trivial. Regardless of the merit of such claims, however, a professional liability insurance policy will step in to provide coverage. This policy can pay the costs of defending yourself in court as well as any compensation that the court might order you to settle.
  • Commercial property insurance – Your painting business can benefit greatly from having a commercial property insurance policy because it pays for the repair or replacement of your important tools, equipment, and supplies in case they get damaged or lost. As a house painter or painting contractor, you depend a great deal on your painting implements. You might think that your brushes, ladders, and sprayers are not that expensive to begin with, but it can be very costly if they are lost or damaged all at once from perils like fire, theft, vandalism, or civil disturbances like riots. Furthermore, it will be much more costly if your main business location or office also gets damaged in the process. For peace of mind, you can count on your commercial property insurance policy.
  • Workers' Compensation Insurance – Another type of insurance policy you need to consider for your painting business is workers' compensation insurance. Painting is not an easy job because it involves a lot of physical work. House painters do a lot of standing, kneeling, and bending. They often have to get into elevated spaces to reach certain spots they want to work on. If one of your employees suffers an injury or develops other work-related health conditions, a workers' compensation insurance policy covers the medical costs and also pays for lost wages.
  • Commercial auto insurance – House painters and painting contractors typically have service vehicles that allow them to transport their tools, equipment, and supplies to their work area. When these vehicles factor into an accident and suffer damage, this could bring the business operations to a temporary standstill. To address such a problem in the fastest and most efficient way possible, you should have commercial auto insurance. This kind of policy pays for the repair or replacement of your vehicle as well as injuries that you or you passengers might suffer.

Keep your painting business running smoothly by protecting it with the right insurance packages. Quote Texas Insurance is prepared to help you every step of the way: from getting an initial quote from us; to providing you with excellent claims services. We Make Insurance Simple! Contact us today to learn more! We will respond quickly and conscientiously to your needs.