Insurance for Concrete Finishing Industries in TX

Working in a concrete finishing industry is tough. Since concrete is crucial in most construction projects, it’s your duty to supply and lay enough concrete to help keep the road or building stable. Even if your company has a reputation for delivering fast and efficient services, you can’t escape encountering problems in your line of work.

There will come a time when your concrete mixer may break, your laborers make a mistake, or someone gets injured during the job. In these types of scenarios, having comprehensive insurance that protects your business can give you peace of mind.

Protect Your Business with Policies that Suit Your Industry

At Quote Texas, we make it a point to provide the appropriate policies that protect businesses and industries from unforeseen circumstances. Our policies will ensure that your industry flourishes, even if a disaster strikes. With the right insurance, your business, brand and reputation are protected.

For concrete finishing industries, we recommend that you secure your business with the following policies:

Commercial General Liability

Commercial general liability insurance protects your concrete finishing business from circumstances that can burden you financially. Some of these circumstances include:

  • Deaths and bodily injury
  • Damage to other people’s property
  • Advertising and personal injury (e.g. libel, copyright infringement, etc.)

Commercial Property Insurance

Even though the majority of your services are conducted outside your office, it’s not a bad idea to get commercial property insurance. Your home base is just as important as the buildings you help construct, so it’s good to have a policy that covers the damage or loss of the following:

  • Landscaping
  • Structure or building
  • Fixtures and furniture
  • Other people’s properties
  • Furniture and inventory of goods

Workers Compensation

Having workers compensation is one way to say thank you to your laborers. Your concrete finishing company wouldn’t be where it is without them, so it’s only fair to provide them with aid if they ever encounter a work-related incident. Basically, this insurance gives your employees benefits like:

  • Burial benefits
  • Death benefits
  • Income benefits
  • Medical benefits
  • Vocational rehabilitation benefits

Equipment and Tools

Purchasing high-end concrete finishing equipment makes it easier to work with concrete, but even the best tools can experience damage. Whether they were damaged from overuse or mishandling, it’s a fact that repairing or replacing them is expensive. However, with a comprehensive equipment and tools insurance policy, you won’t have to stress over the cost of repairing or replacing the damaged equipment.

Commercial Auto Insurance

The road can get dangerous while transporting concrete, and it’s not always certain that your company vehicle will arrive to its destination in one piece. It’s possible that the vehicle could encounter a roadside collision or get stolen along the way. For these types of scenarios, having a commercial auto insurance helps cover the damage and losses encountered by your company vehicle.

With the right policies backing your concrete finishing business, you can continue your day-to-day operations knowing that you’ll always be assisted if ever you encounter a problem. If you want to fortify your business in Texas with more policies, call Quote Texas at 844-756-8684 and we’ll be happy to assist you. For any questions or concern, visit our contact page.