Insurance for Commercial Construction Industries in Texas

Insurance for Commercial Construction Industries in Texas

When running in the busy commercial construction industry, it’s important to have the right insurance policies that protect your brand from unforeseen disasters. Constructing commercial properties is both an exhausting and dangerous line of work, so you have a higher risk of experiencing situations like equipment failure and bodily injury. With the right insurance plan, you’ll be able to deal with the losses without affecting your brand’s day-to-day operations and reputation.

If you’re looking for an insurance provider in Texas who can help you with choosing the appropriate policies for your business, look no further than Quote Texas. We provide customized insurance policies that fit the needs of various industries, so you can get the best coverage that fits your budget or limit.

Protect Your Brand with Insurance

Commercial General Liability

Commercial general liability covers losses, damage, and injuries from possible situations that can financially burden you. In the construction business, it’s almost impossible to avoid unfortunate circumstances that you can be sued for. However, with commercial general liability insurance, you won’t have to worry about paying for legal and medical fees out of your own pocket.

If you’re found liable to the claims, our commercial general liability insurance can cover some (or all) of the damage or losses caused by:

  • Bodily injuries and deaths
  • Advertising and personal injury (e.g. infringement, libel, slander, etc.)
  • Damage to other people’s property

Workers Compensation

Protect your workers from health and safety hazards that come with working in the construction industry with workers compensation insurance. This type of insurance ensures your employees that they will receive aid in case they encounter an unfortunate incident, as well as provide the essential legal benefits like:

  • Medical benefits – Covers the treatment of work-related injury or disease.
  • Income benefits – Covers a portion of an employee’s lost earnings.
  • Death benefits – Provides the family of an employee killed on the job with a portion of the employee’s lost wages.
  • Burial benefits – Covers a portion of funeral expenses.
  • Vocational rehabilitation benefits – Pays for an injured employee’s rehabilitation and/or training for a new job or occupation.

Commercial Property

Even though your business caters to other properties, you shouldn’t forget to protect your own. Your construction company is as important as the structures you build, so consider getting commercial property insurance. This insurance is great to have, especially when your property encounters a natural or unforeseen disaster. Commercial property insurance is designed to cover losses and damages of the following: 

  • Building or structure
  • Furniture and fixtures
  • Equipment and inventory of goods
  • Landscaping
  • Other people's properties

Commercial Auto Insurance 

Even if your drivers are exceptionally skilled, you can’t say the same about all the other drivers on the road. It is possible that your drivers will encounter an accident that can damage or total your company vehicles. In this case, commercial auto insurance spares you from paying for costly vehicle repairs and damage because this insurance covers:

  • Vehicle damage resulting from collision
  • Liabilities resulting from bodily injury or death as well as damage to another person’s property
  • Personal injury/medical payments of the insured
  • Injury or property damage caused by uninsured or hit-and-run motorist

Commercial auto insurance also covers damage by non-collision events like:

  • Theft
  • Vandalism
  • Fire and flood

Equipment and Tools Insurance

You shouldn't have to worry about the conditions of your equipment when you have equipment and tools insurance. This insurance policy covers the cost of repairs or replacement if ever your equipment malfunctions or breaks. You can even protect expensive equipment, whether they are owned or hired.

Contact Quote Texas today at 817-385-1553 and let’s talk about a commercial insurance plan that works for you. If you think that these insurance policies aren’t enough to protect you, we can incorporate other policies to supplement your plan. For any questions or concerns, please visit our contact page and fill out the form.