Business Insurance in Pasadena, Texas

pasadena, texas city hall

Whatever the nature of your business is, the fact of the matter is, we are always exposed to common liability risks. The injuries that occur within office premises, or unfortunate events that lead to accidents that can cause damage to your customers' properties can only lead to costly litigations that can be deadly on your finances! This is especially true for small and medium-sized businesses, which often operate on a small financial base.

Insurance offers a very unique type of security that some major safety measures cannot compete with. When businesses face events that can negatively affect their brands, such as in-building accidents, product failure, or lawsuits, having insurance will assure them that they will be able to cover all their losses, without having to spend for all the costs.

Complete Insurance Solutions for Businesses in Pasadena, Texas

Quote Texas Insurance offers commercial general liability insurance so you won't have to pay out of pocket in the event that you are taken to court, found liable for an incident, and asked to pay compensation. Commercial general liability insurance covers liability issues like bodily injuries, damage to other people's properties, and advertising and personal injury.

Although we do have the commercial general liability, to help you cover the basics, we offer a variety of insurance plans which deals with specific situations, disasters and equipment. These include:

Want your business to be 100% secured? Give us a call at: 817-385-1553 or visit our contact page here, so we can get you started!

businesses happy to be insured from any unfortunate events

Learn about Pasadena, Texas

Pasadena is a city in the U.S. state of Texas, within Houston–The Woodlands–Sugar Land metropolitan area. As of the 2010 U.S. Census, the city's population is 149,043 making it the seventeenth most populous city in the state of Texas as well as the second-largest city in Harris County. The area was founded in 1893 by John H. Burnett of Galveston, who named the area after Pasadena, California because of the perceived lush vegetation.

The Pasadena Volunteer Fire Department is the largest all volunteer municipal fire department in the United States.

The city has several museums, including the Pasadena Historical Museum, the Bay Area Museum and Armand Bayou Nature Center. Pasadena also has a community theater, an annual rodeo and the Pasadena Philharmonic. The city's newspaper is the Pasadena Citizen.

The Champion paper mill closed in 2005. Because of the odor from the plant, Pasadena had been dubbed by locals with the nickname "Stinkadena." Several country music songs have been recorded with "Pasa-get-down-dena" as the title including Kenefick on their album "Hard Road."

 

Estimate Request from Pasadena, TX
Helen H. on March 22, 2016 2:47:23pm
Hi, My name is Helen Hastings At Electrical Doctor. Owner of the our company Mrs. Mayra Garcia told me to get a quote for business liability insurance. We are the electrical service company and it has been in the business about 10 years. We have a current liability with other company. Please see if you can quote, if you need additional information, please email me. Name: The Electrical Doctor Address: 5041 Spencer Hwy #506, Pasadena, TX 77505 Current Insurance Policy: General Liability -Occur- Each occurrence : $ 1,000,000.00 Damage to Rented: $50,000.00 Med Exp (any one person): $5,000.00 Personal & ADV injury: $1,000,000.00 General Aggregate: $1,000,000.00 Products-Comp/OP AGG. $1,000,000.00 1). Description of operations: Residential and commercial electrical What percentage Residential? 80 % Commercial? 20% 2). Estimated annual gross receipts:400,000.00 3). How many employees out in the field? 8 Annual payroll: 70,000.00 estimate (NOT include owners or office employees) $70,000.00 4). Any work done by sub-contractors? No If so, annual costs? Do they provide proof they have their own insurance and certificates? 5). Any work on single family homes over 5000 square feet? No 6). Any claims that you are aware of? No and more, Please see below. 1. Is the company just a DBA/Sole proprietorship or is it an LLC or Corporation? The company is LLC now and trying to change it to the Corporation soon. 2. Does the business work only on buildings that are already constructed or do you deal with new construction as well? Building that are already constructed 3. How long has the business had insurance? Have you had it since the business began? If not, what year was the first year you got insurance on the business? 6 years,and 24 years experience. 4. You said you have 8 employees and the payroll for them is only $70,000 which is less than $10,000 a person, is that correct? yes, owner plus 5 is main, others are the helpers. 5. Is there only one owner, Mayra Garcia, or are there more partners? only one owner, sole proprietor 6. Are you only wanting general liability insurance without any business personal property coverage for tools, etc.? Yes 7. What is your target premium that you are looking to pay? It would be great to know this to see if I can even get in the ballpark with what you are currently paying. We are paying $119.00, its out of state insurance company, target is $120.00 to 130.00 8. As for the new construction construction. And if the company does do work in new construction, what percentage of the gross sales does it produce? This is a big area of concern for many carriers that is why I need to know exactly. No new construction 9. Does the business work on anything over 480 volts? No 10. Is there any underground work? Yes 11. Is there any telephone pole work? No 12. Is there any work outside on the exterior of buildings or homes? Yes 13. Need to know why you are digging 50 ft. underground? Because bad undergrounds in hes services, but we hand dig. Thanks, Have a good day! Helen Hastings Office Manager at Electrical Doctor. Phone: (713) 944-3362 Fax: (832) 514-3645